Carriers that run on Irys.
We work with small commercial-lines carriers and MGAs across the US. Insurance carrier NDA conventions mean we do not disclose carrier identities publicly. The profiles below are composites drawn from real carrier onboarding patterns — types of operations, prior tools, and specific workflow challenges that repeat across our customer base.
Three carrier profiles.
Each profile reflects a common pattern of how small commercial-lines carriers come to Irys and what they use it for.
Approx. 3,800 policies in-force. Had been quoting contractor GL on a manually maintained rate table in Excel and a legacy agency management system not designed for carrier-side policy admin. The XOL treaty renewal each year required pulling a full export from the policy system, cross-referencing with the treaty terms in a separate spreadsheet, and manually calculating ceded premium — a process that regularly ran three to four weeks. After implementing Irys, the bordereau is generated directly from the cession ledger. The quota-share and XOL treaty layers were configured in the Reinsurance Module during onboarding.
Approx. 7,200 policies in-force across commercial auto and property lines. Ran formal RFP evaluation including Guidewire PolicyCenter and two mid-market alternatives. The Guidewire implementation scoping came back at 14 months to first live policy and seven figures in professional services. Their operations VP described it as "buying a building to park one car." Contract-to-live-policy on Irys took under six weeks. The FNOL workflow — connecting claim intake directly to the bound policy for coverage verification — was the capability that closed the evaluation. First-quarter claims intake cycle times dropped compared to their prior system lookup process.
Approx. 2,100 policies in-force with a focused commercial book. The operational challenge was not quoting — it was reinsurance reconciliation. Surplus-lines placement meant the bordereau format requirements were specific to their Lloyd's syndicate, and the quarterly exercise required pulling data from their legacy policy system, their surplus-lines filing ledger, and a separate access database built internally. Three data sources, one bordereau. With Irys, all policy records and cession accounting are in a single platform. The Lloyd's bordereau premium advice note exports directly. NAIC Schedule F ceded reinsurance data comes from the same source. The quarterly cycle now runs in hours rather than weeks.